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Mortgage rate trends in Ontario () ; June 02, , , + ; July 14, , , + ; Sept. 08, , , + ; Oct. 27, , , + Right now, Canadian 5-year rates are anywhere from % to %, depending on the lending institution. Fixed-rate loan ; 1 year. %. % ; 2 years. % ; 3 years. % ; 4 years. % see the promo. TD Special Mortgage Rates ; %. % ; %. TD Mortgage Prime Rate %: %. %. Mortgage rates · Prime rate · % · What's the prime rate? · The prime rate is the rate we use to set the interest rates for many of our loans and lines of credit. Find the mortgage type and term that's right for you. Special offers. Canada's lowest five-year fixed mortgage rate at %. Getting a pre-approval is recommended when shopping to lock in a rate for up to days. Variable. Learn about the Bank of Canada's prime rate and what it means for you. Read now. Couple using laptop. Fixed vs. variable mortgage: what's the difference? get started now! ; 1. · 4 Year Fixed ; 2. · 3 Year Fixed ; 3. · 3 Year Fixed ; 4. · 7 Year Fixed ; 5. · 5 Year Fixed. Apply for your Best Rate in minutes. · 1 Year Fixed. %. $3, · 2 Year Fixed. %. $2, · 3 Year Fixed. %. $2, · 4 Year Fixed. %. $2, · 5 Year. This tool allows you to make side-by-side comparisons of changes to the Bank Rate and the target for the overnight rate over time.
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Fixed rate mortgages – closed terms ; , , , ; , , , Fixed Rate Closed Mortgages · 1 Year Fixed Closed. Posted rate: % APR: % · 2 Year Fixed Closed. Posted rate: % APR: % · 3 Year Fixed Closed. The prime rate itself currently sits at %, though this doesn't mean that every bank will use this specific number. Your lender will give you an annual. The effect of the rate drops can take up to 18 months to be felt in the housing market. The Bank of Canada peaked at % on July 12th, , so the impact is. Today, the average Canadian mortgage rate is % for a 5-year fixed mortgage. After steep increases in , Canadian mortgage rates appear stable. Heading.
Fixed-term fixed-rate mortgages. · 1-year fixed-term residential, % · 2-year fixed-term residential, % · 3-year fixed-term residential, % · 4-year fixed. The Bank of Canada's (BoC) overnight rate, or key lending rate was % and the prime lending rate was %. Variable mortgage rates and lines of credit are. What are mortgage rates in Canada right now? The Bank of Canada interest rate announcements influence the mortgage rates offered by banks and lenders. You.